If your child has been injured while riding in an Uber or Lyft, you may be wondering what legal options are available. The truth is, minors—though they cannot file lawsuits on their own—absolutely have the right to pursue compensation for injuries suffered in rideshare accidents. At West Coast Uber & Lyft Accident Lawyers, we’ve handled many cases involving injured minors and know how to navigate the legal process to protect your child’s rights and future.
Here’s what every parent or guardian should know.
Can a Minor Legally File a Personal Injury Lawsuit?
Minors (anyone under the age of 18) cannot file a lawsuit by themselves. However, the law allows a parent, legal guardian, or court-appointed representative to file a lawsuit on behalf of the child. This representative, commonly called a “guardian ad litem” will act in the child’s best interests throughout the legal process, as outlined in California Code of Civil Procedure § 372.
Because of the vulnerability of minors, California courts give special attention to these cases. If a settlement is reached, the court will review and approve it to ensure the child’s financial future is protected. Funds may be placed in a blocked account or structured settlement that will be accessible when the child turns 18.
Who Is Liable in a Rideshare Accident Involving a Minor?
Determining who’s at fault is crucial in any personal injury case. In rideshare accidents, liability may fall on:
- The Uber or Lyft driver, if they were negligent (e.g., distracted driving, speeding).
- Another driver was involved in the crash.
- The rideshare company, under certain circumstances.
- Even vehicle or parts manufacturers, if mechanical failure was involved.
What makes these cases more complex is that rideshare drivers are classified as independent contractors, not employees. But that doesn’t mean Uber or Lyft can escape responsibility. Both companies carry $1 million in liability coverage when a passenger is in the vehicle, which can help cover medical expenses, pain and suffering, and more.
What Type of Compensation Can a Minor Receive?
Injuries to a child can have lifelong consequences. Our attorneys work aggressively to ensure your child is fully compensated for:
- Medical expenses (emergency care, surgery, ongoing treatment)
- Pain and suffering
- Emotional trauma and psychological care
- Loss of enjoyment of life
- Future medical care and rehabilitation
- Educational disruption
- Long-term disability or developmental impact
Unlike adults, children may not be able to express the full extent of their pain or trauma. That’s why having experienced legal counsel is so beneficial—we know how to document damages and make a compelling case for maximum compensation.
What Should You Do If Your Child Is Injured in an Uber or Lyft?
If your child is involved in a rideshare accident, these steps can help protect their health and your legal claim:
- Seek Immediate Medical Attention – Even if injuries seem minor, always get a professional evaluation.
- Report the Accident – Call the police and file an official report. Ensure it’s documented properly.
- Gather Evidence – Take photos of the scene, vehicle damage, and injuries. Collect contact info from all involved parties and witnesses.
- Notify the Rideshare Company – Use the app to report the incident, but don’t provide detailed statements without a lawyer present.
- Speak to a Personal Injury Attorney – Before dealing with insurance adjusters or accepting any settlement, consult a law firm experienced in rideshare accident claims.
How Does Insurance Work in Uber and Lyft Accidents?
Both Uber and Lyft provide $1 million in commercial insurance coverage for passengers from the moment the ride is accepted until the ride is completed. This is in addition to the driver’s personal insurance, and in some cases, third-party insurance may also come into play.
Here’s how insurance typically applies:
| Rideshare App Status | Insurance Coverage |
| App off | Driver’s personal insurance only |
| App on, waiting for a ride | Limited coverage ($50K per person, $100K per accident) |
| Ride accepted to drop-off | Up to $1M liability + $1M uninsured/underinsured motorist |
If your child was injured while riding as a passenger, the $1 million policy is likely to apply—but don’t expect Uber or Lyft to make it easy. Their insurers are trained to minimize payouts. That’s why having a skilled legal team on your side can make all the difference.
Why You Need a Personal Injury Lawyer After a Rideshare Accident
Filing a claim involving a minor comes with unique challenges. Courts often scrutinize settlements more closely, and insurance companies are quick to downplay injuries or blame other drivers. An experienced attorney will:
- Investigate the accident thoroughly
- Determine all sources of liability and insurance
- Negotiate with Uber, Lyft, and other insurers
- Ensure court approval of any settlement
- Fight for fair compensation for both short- and long-term effects
We’ve recovered millions of dollars for injured clients, including minors involved in rideshare accidents. We understand how emotionally and financially draining these cases can be—and we’re here to make it easier.
Does the Statute of Limitations Apply to Minors?
Yes—but there’s a twist. While California generally gives two years from the date of injury to file a personal injury claim, minors get an extension. In most cases, the two-year period starts when the child turns 18. This rule is outlined in California Code of Civil Procedure § 352(a).
However, don’t delay. Evidence fades, memories weaken, and insurance companies become harder to deal with over time. Starting the legal process early gives your child the best chance at full recovery—physically and financially.
Speak to an Experienced Uber & Lyft Lawyer Today!
When a minor is injured in an Uber or Lyft accident, the situation becomes more than just a legal issue—it’s a deeply personal crisis for families. Fortunately, your child has rights, and with the right legal team, those rights can be protected and enforced.
At West Coast Uber & Lyft Accident Lawyers, we handle these sensitive cases with compassion, skill, and relentless dedication. We’ll guide you through the legal process, advocate for your child, and fight for every dollar they deserve.
Call us today at (213)-465-8682 or fill out our quick contact form for a free, no-obligation consultation. We’re available 24/7 and you don’t pay unless we win.
